01 - 03 Certified Mortgage Planning Specialist

Equity Management Seminar

Today it is more imperative than ever to manage your assets correctly to build your wealth. There are two assets where Americans seem to have their wealth concentrated. One is in their retirement plans such as IRAs’ and 401K’s and the other is in their home equity. In my practice which extends over the last 35 years, I find that neither of these assets is managed very well by the general public. The actual rate of return on home equity is zero, and many people will find themselves in a higher tax bracket when they retire than they are in currently. This will mean greater taxes on their retirement plans. Why not put these two assets to work for you instead of against you? At our Equity Management seminar you will find out why the rate of return on home equity is always zero, why home equity is a real liability to safety of principal and why home equity is not liquid. You will also learn why the traditional mantra of paying off your mortgage is exactly opposite of how the wealthy manage their wealth and why traditional thinking on IRA’s and 401K’s will actually hurt you in the long run. We also review the three miracle of money that can catapult your finances and dramatically increase your net worth. This seminar is very informational and you will not want to miss it.

Gerald R. Bauer is President and founding member of Lighthouse Legacy Planning, LLC., an independent planning firm. He has been in the financial services arena since 1971.He began his career with Mutual of Omaha in the insurance business and in 1978 expanded his education to the securities business. He was one of the early recipients of the Certified Financial Planner designation in 1981 and has continued that relationship by completing many business related courses and trainings for the continuing education program to keeping the CFP™ designation up to date. He has been a member of the Financial Planners Association for 26 years.

Gerald is also member of the National Institute of Certified Estate Planners.
In 2002, Jerry and his wife Barbara of 42 years moved from Rochester, NY to Winchester, VA . He is a native of Colorado and enjoys trout fishing there. He completed his undergraduate work in Los Angeles, CA . His last corporate position was as a Vice President in the Private Clients Group of Fleet National Bank, nowpart of Bank of America. He is the secretary of his homeowners association and very active in his local church.
He enjoys educating his client in understanding how asset optimization can grow their net worth and increase their future retirement income. Many times the implementation of these strategies does not require additional cash flow. He can utilize current cash flow and dramatically increase the prospects for a comfortable retirement.

Jerry can be contacted by email at jbauer@llplanning.com or visit his website at www.LLPlanning.com.